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  • How do you qualify for a Mortgage?

    Mortgage acts as a tool that pledges a real estate property as repayment in order to get a loan. You must be financially stable in order to get a good mortgage rate. ...

  • Discount Points: To Buy or Not to Buy?

    Most people are unsure of how points actually work and if they benefit them at all. It all depends on your situation and how long you intend to keep your loan....

  • The Basics of Private Mortgage Insurance

    Private Mortgage Insurance pays the outstanding loan to the lender in case the borrower defaults. This insurance has helped many people buy homes without worrying about the down payment. ...

  • Compensating Factors Can Help You Secure a Loan

    Would you get a loan if you have a really high debt to income ratio if every other aspect of your financial record is good? Maybe. To make up for that one flaw, you can put your compensati...

  • Are you a Victim of Predatory Lending Practices?

    Predatory lending practices can hurt your self respect, put a dent in your pocket or leave you homeless. To prevent yourself from getting victimized, educate yourself about these unfair pract...

 

 

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